Terms of Service

Last updated: 15th January 2026

Introduction

Welcome to astralvault B.V. ("we", "our", or "us"). These Terms of Service ("Terms") govern your use of our website and factoring services. By accessing our website or using our services, you agree to be bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you must not use our website or services.

Acceptance of Terms

By accessing and using the astralvault website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you and astralvault B.V.

If you are entering into these Terms on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to these Terms, and "you" and "your" refer to such entity.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

Company Information

astralvault B.V. is a factoring company registered in the Netherlands with the following details:

Company Name: astralvault B.V.

Registration Number: 87420963

VAT Number: NL863920541B01

Address: Beukenlaan 181, 1027 TS Amsterdam, Netherlands

Email: contact@astralvault.top

Phone: +31 20 233 6308

Services Description

astralvault provides factoring services, including but not limited to:

  • Invoice factoring and accounts receivable financing
  • Credit management and assessment services
  • Collection services
  • Business growth financing solutions
  • Related financial advisory services

Specific terms for factoring services will be outlined in separate factoring agreements between astralvault and clients. These Terms of Service govern the general use of our website and initial interactions with our services.

User Obligations

When using our website and services, you agree to:

  • Provide accurate, complete, and up-to-date information
  • Use our services only for lawful purposes
  • Not interfere with or disrupt our website or services
  • Not attempt to gain unauthorised access to our systems
  • Comply with all applicable laws and regulations
  • Maintain the confidentiality of any login credentials
  • Notify us immediately of any unauthorised use of your account

You are prohibited from:

  • Using our services for any fraudulent or illegal activities
  • Transmitting viruses, malware, or other harmful code
  • Attempting to reverse engineer our software or systems
  • Using automated systems to access our website without permission
  • Violating any intellectual property rights

Intellectual Property

The astralvault website and services, including all content, features, and functionality, are owned by astralvault B.V. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our trademarks, service marks, and logos used and displayed on the website are registered and unregistered trademarks of astralvault B.V. You may not use our trademarks without our prior written consent.

You may access and use our website for your personal and business purposes related to our factoring services. You may not:

  • Reproduce, distribute, or create derivative works of our content
  • Use our content for commercial purposes without permission
  • Remove any copyright or proprietary notices
  • Use our intellectual property in a way that infringes our rights

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR). For detailed information about how we handle your personal data, please review our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, astralvault B.V. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our website or services.

Our total liability to you for any claims arising from or related to these Terms or our services shall not exceed the amount you have paid to astralvault in the twelve months preceding the claim.

We do not warrant that:

  • Our website or services will be uninterrupted or error-free
  • Our website or services will meet your specific requirements
  • Any information obtained through our services will be accurate or reliable
  • Defects in our website or services will be corrected

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded or limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless astralvault B.V., its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

  • Your use of our website or services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any information or content you submit through our services

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Amsterdam, Netherlands.

If you are a consumer residing in the European Union, you may also have the right to bring proceedings in the courts of your country of residence.

The European Commission provides an online dispute resolution platform, which you can access at https://ec.europa.eu/consumers/odr/. We are willing to participate in alternative dispute resolution procedures.

Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

You may terminate your use of our services at any time by discontinuing your use of our website and services. If you have entered into specific factoring agreements with us, termination will be governed by the terms of those agreements.

Upon termination:

  • Your right to use our website and services will cease immediately
  • We may delete your account and any associated data
  • All provisions of these Terms that should survive termination shall survive

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be struck and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any specific factoring agreements, constitute the entire agreement between you and astralvault B.V. regarding your use of our website and services.

These Terms supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and astralvault B.V.

Contact Information

If you have any questions about these Terms of Service, please contact us:

astralvault B.V.

Beukenlaan 181, 1027 TS Amsterdam, Netherlands

Email: legal@astralvault.top

Phone: +31 20 233 6308